People with the merchant skill are skilled at getting things cheap so they can sell them... not so cheap. Most merchants are crafters themselves and sell their own wares or at least have a deal with one or more crafter to supply them with items to sell.

=Skill	Merchant
=Points	5
=Unique Rule	Every month you can buy or sell up to 1000¢ worth of items with this skill.
=Unique Rule	Buying items with this skill is at 85% of their market price.
=Unique Rule	Selling items with this skill is at 65% of their market price.
=Unique Rule	You now spend 500¢ per month on your standard of living.
=Downtime Rule	You can buy this skill multiple times. Each time you do so either your buying or selling price shifts 1% (alternately, you choose which first), you can buy or sell 1000¢ worth of items extra and your standard of living is increased by 100¢ per month.
=Details	You know your way around the markets, have a lot of trading contacts and know how to barter well.

The barter skill can be used to exchange things that you find lying about for things you might actually need.

=Skill	Barter
=Points	1
=Unique Rule	Every month you can exchange 100¢ worth of items for 90% worth of other items.
=Downtime Rule	You can buy this skill multiple times.
=Details	You often forgo with money altogether, getting exactly what you need.

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